Litter-Robot and Affirm have teamed up to offer easy financing. There are no gimmicks like deferred interest or hidden fees, so the total you see at Affirm’s checkout is always what you'll actually pay.
Buying with Affirm is easy.
Quick and Easy
Your Affirm account is created using your name, email, mobile phone number, birthday, and last 4 digits of your SSN.
Choose 3, 6, or 12 Monthly Payments
Affirm offers rates as low as 10-30% APR based on your credit. Your actual rate is shown at checkout. Learn more.
Simply pay your montly bill using a debit card or bank transfer at www.affirm.com/pay.
Real People, Real Support
Affirm has a dedicated team ready to answer your questions and help however they can.
Frequently Asked Questions
What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of your social security number (SSN).
How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer, and check.
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, they perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.
If you apply for more loans with Affirm, they may perform additional 'soft' credit checks to ensure that they offer you the best financing options possible.
Why was I prompted to pay a down payment?
Affirm isn't always able to approve financing for the full amount of a purchase. When this happens, you have the option of using a debit card to pay for the rest of your purchase. Regrettably, the down payment amount cannot be changed.
Why was I prompted for a checking account?
Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account, which helps Affirm determine your ability to repay a loan. If you're prompted to link your checking account and would like to continue with the application process, you may securely link your account by providing the login information for your bank account. They refresh your bank account information periodically, but you can unlink your account at any time in your Affirm account settings.
When are my bills due?
Your first monthly payment will be due one calendar month from the date your loan is processed. They will send you an email and SMS text message to confirm all of your billing due dates.
Each monthly payment will be due on the same day of the month throughout the loan period. For example, if you obtain a loan with three monthly payments on January 1st, your first, second, and third payments will be due February 1st, March 1st, and April 1st, respectively.